Compare and Choose the Best Credit Cards in India

HDFC Bank Pixel Play Credit Card

shopping

1st Year Fees

Lifetime Free

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5% cashpoints on Zomato, MMT, Uber, Nykaa. 3% cashpoints on PayZapp/ Amazon/ Flipkart.

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5% cashpoints on Zomato, MMT, Uber, Nykaa. 3% cashpoints on PayZapp/ Amazon/ Flipkart.

5% cashpoints on popular brands (Zomato, MMT, Uber, Myntra, Nykaa, etc.)

5% cashpoints on SmartBuy

3% cashpoints on PayZapp/ Amazon/ Flipkart

Customer enjoys benefits of 2 card networks with a single application i.e. Visa (physical) & RuPay (virtual)

1 point value is INR 1

Immediate Credit Card Activation once customer selects card design and completes offer customization with billing cycle

HDFC Bank Millennia Credit Card

domestic-lounge

dinning

1st Year Fees

₹ 1000

Renewal fee waived on annual spends of ₹ 1,00,000.

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5% Cashback on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato; upto 1,000 Cashpoints per month

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5% Cashback on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato; upto 1,000 Cashpoints per month

1% cashback on all other spends (except Fuel, Rent Payments, Govt Related txns) including EMI & Wallet transactions; upto 1,000 Cashpoints per month

Get either ₹ 1,000 worth gift voucher or 1 domestic lounge access on spends of ₹ 1,00,000 and above in each calendar quarter.

10% additional discount on Swiggy Dineout, using coupon codes. (TnC applicable)

Fuel Surcharge waiver of 1% .(Minimum transaction of ₹400, Maximum transaction of ₹5,000 & Maximum waiver of ₹250 per statement cycle)

HDFC Bank Regalia Gold Credit Card

travel

shopping

international-lounge

1st Year Fees

₹ 2500

Renewal fee waived on annual spends of ₹ 4,00,000.

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Up to 10X rewards on brands like Pharmeasy, Myntra, Apple Imagine Tresor, Jockey, and more.

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Up to 10X rewards on brands like Pharmeasy, Myntra, Apple Imagine Tresor, Jockey, and more.

Complimentary Annual Memberships of Club Vistara Silver Tier & MMT Black Membership on achieving net retail spends of Rs 1 lakh within first 90 days of card issuance.

₹ 1,500 worth vouchers on quarterly spends of ₹ 1.5 lakh

Rs. 5,000 worth flight vouchers on spends of Rs. 5 lakh and Rs. 7.5 lakh

5X Reward Points on spends at Myntra, Nykaa, Reliance Digital and more!

Up to 10X rewards on hotels and flights booking.

12 complimentary domestic lounge access in a calendar year

6 complimentary international lounge access in a year via Priority Pass

Lowest foreign currency mark up fee of 2% on International transactions

HDFC Bank Diners Club Black Credit Card

travel

movie

international-lounge

domestic-lounge

1st Year Fees

₹ 10000

Renewal Fee: Renewal waived on annual spends of 5,00,000.

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Complimentary annual memberships of Club Marriott, Amazon Prime, Swiggy One (3-month membership), MMT BLACK and Times Prime on Rs.8 Lakh spends in anniversary year.5 Reward Points for every ₹ 150 spent.

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Complimentary annual memberships of Club Marriott, Amazon Prime, Swiggy One (3-month membership), MMT BLACK and Times Prime on Rs.8 Lakh spends in anniversary year.5 Reward Points for every ₹ 150 spent.

Select any two monthly milestone benefits from a choice cult.fit Live 1- month subscription or BookMyShow or TataCLiQ or Uber cabs vouchers worth Rs. 500 every month provided your net spend Rs. 80,000 in a calendar month.

Up to 10X Reward Points via Smartbuy and 2X on weekend dining on participating restaurants.

Visit https://golfoperationstatus.thriwe.com/hdfc-8a90d89a0s8d/index.php?ishdfcDiners=diners for details Complimentary Golf games across the finest courses in the world (6 per quarter)

Unlimited complimentary Airport Lounge Access, worldwide for Primary and Add-On customers.

Tata Neu Plus HDFC Bank Credit Card

reward

domestic-lounge

1st Year Fees

₹ 499

Renewal fee waived on annual spends of ₹ 1,00,000 or more.

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2% back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands 1% back on eligible UPI spends and additional 5% back on selected categories on TataNeu app/website on selected categories after downloading Tata Neu App and registering for Tata NeuPass.

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2% back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands 1% back on eligible UPI spends and additional 5% back on selected categories on TataNeu app/website on selected categories after downloading Tata Neu App and registering for Tata NeuPass.

2% back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands.

1% back as NeuCoins on Non-Tata Brand Spends and any Merchant EMI Spends (excluding fuel, government, rental, wallet and online gaming related transactions)

Up to 1% back as NeuCoins on eligible UPI spends including spends on partner Tata Brands (excluding fuel, government, rental, wallet and online gaming related transactions)- maximum of 500 NeuCoins per calendar month.

Additional 5% back as NeuCoins on selected categories on Tata Neu App/Website, post downloading Tata Neu App and registering for Tata NeuPass.

1 Complimentary domestic lounge access per calendar quarter on spends of Rs. 50,000 per calendar quarter (up to 4 per calendar year).

1% fuel surcharge waiver at all fuel stations across India (on minimum transaction of ₹400 & maximum transaction of ₹5,000. Maximum waiver of ₹250 per statement cycle).

Tata Neu Infinity HDFC Bank Credit Card

reward

fuel

domestic-lounge

1st Year Fees

₹ 1499

Renewal fee waived on annual spends of ₹ 3,00,000 or more.

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5% back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands.

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5% back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands.

5% back as NeuCoins on Tata Neu and partner Tata Brand Spends

1.5% back as NeuCoins on eligible Non-Tata Brand Spends and any Merchant EMI Spends

Earn additional 5% back as NeuCoins on selected categories on Tata Neu App/Website

Earn up to 1.5% back as NeuCoins on eligible UPI spends.

2 complimentary domestic lounge voucher per calendar quarter (up to 8 per calendar year) on spends of Rs 50,000 or more in a calendar quarter and 4 complimentary international lounge access per calendar year (1 per Quarter).

1% fuel surcharge waiver at all fuel stations across India (on minimum transaction of ₹400 & maximum transaction of ₹5,000. Maximum waiver of ₹500 per statement cycle)

Accidental air death cover worth Rs. 1 Cr, emergency overseas hospitalization up to Rs. 15 lakh and lost card liability cover up to Rs. 9 lakh.

Fuel benefit: 1% fuel surcharge waiver at all fuel stations across India (on minimum transaction of ₹400 & maximum transaction of ₹5,000. Maximum waiver of ₹500 per statement cycle)

HDFC Bank Freedom Credit Card

fuel

movie

dinning

1st Year Fees

₹ 500

Renewal fee waived on annual spends of ₹ 50K.

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10X CashPoints on your favourite merchants - Big Basket, BookMyshow, OYO, Swiggy & Uber

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10X CashPoints on your favourite merchants - Big Basket, BookMyshow, OYO, Swiggy & Uber

10% additional discount on Swiggy Dineout using coupon codes.

Get Rs. 1,000 cashpoints on shopping in-app over 200 plus brands.

1 Reward point per ₹150 spent on other spends .

Save every time on refueling with surcharge waiver of 1%. (Minimum transaction of ₹400, Maximum transaction of ₹5,000 & Maximum waiver of ₹250 per statement cycle)

HDFC Bank MoneyBack+ Credit Card

reward

cashback

1st Year Fees

₹ 500

Renewal fee waived on annual spends of ₹ 50K.

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10X CashPoints (Up to 3.3% value back) on Amazon, BigBasket , Flipkart, Reliance Smart, SuperStore & Swiggy; up to 2,500 CashPoints per month.

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10X CashPoints (Up to 3.3% value back) on Amazon, BigBasket , Flipkart, Reliance Smart, SuperStore & Swiggy; up to 2,500 CashPoints per month.

5X CashPoints on EMI spends at merchant locations; upto 2,500 CashPoints per month

2 CashPoints per ₹150 spent on other spends ( Excluding fuel, Rent payment, Govt related txns, wallets loads/prepaid card loads & voucher purchases )

₹500 worth gift vouchers on spends of ₹50,000 and above in each calendar quarter

Up to 10% discount on partner restaurants via Swiggy Dineout

Fuel benefit: Save every time on refueling with surcharge waiver of 1%. (Minimum transaction of ₹400, Maximum transaction of ₹5,000 & Maximum waiver of ₹250 per statement cycle)

HDFC Bank Diners Club Privilege Credit Card

fitness

games

1st Year Fees

₹ 1,000 Plus taxes

Renewal Fee: waived on annual spends of ₹ 3,00,000.

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Complimentary annual memberships of Times Prime and Swiggy One on achieving net retail spends of Rs 75,000 within 90 days of card issuance

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Complimentary annual memberships of Times Prime and Swiggy One on achieving net retail spends of Rs 75,000 within 90 days of card issuance

Get vouchers worth Rs. 1,500 of Marriott Experience or Decathlon or Barbeque Nation or O2 Spa or Lakme Salon on spends of Rs. 1.5 lakhs in a calendar quarter.

‘Buy 1 Get 1 Free’ on BookMyShow Offer is applicable for shows on Friday, Saturday and Sunday. Maximum discount is Rs. 250/ticket, up to 2 free tickets every calendar month.

5X reward points on every Rs. 150 spent on Swiggy & Zomato [capped at Rs. 2500 per month]. Additional 10% discount on Swiggy Dineout bill on participating restaurants.

4 reward points on every Rs. 150 spent. 10X reward points on spends via SmartBuy.

8 Complimentary lounge access worldwide annually [2 per quarter].

IndianOil HDFC Bank Credit Card

fuel

1st Year Fees

₹ 500

Renewal fee waived on annual spends of ₹ 50,000.

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5% of spends as fuel points at IndianOil outlets, capped at 250 fuel points per month for first 6 months and 150 fuel points per month post 6 months from card issuance

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5% of spends as fuel points at IndianOil outlets, capped at 250 fuel points per month for first 6 months and 150 fuel points per month post 6 months from card issuance

5% of spends as fuel points on Groceries and Bill Payments, capped at 100 Fuel Points per month on each category

1 Fuel Point for every ₹ 150 spent on all other purchases, including UPI transactions.

1% Fuel Surcharge Waiver at all fuel stations across India up to ₹ 250 per statement [minimum transaction of Rs. 400]

Shoppers Stop HDFC Bank Credit Card

shopping

1st Year Fees

₹ Rs. 299 plus taxes

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Welcome benefit: ₹500 worth of Shoppers Stop voucher from Shoppers Stop, redeemable on any transaction at Shoppers Stop store*

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Welcome benefit: ₹500 worth of Shoppers Stop voucher from Shoppers Stop, redeemable on any transaction at Shoppers Stop store*

Reward Points worth ₹500 per month for a purchase of ₹15,000 or above on weekends at Shoppers Stop.

3% Reward Points on every Shopper Stop purchase. Redeem Reward Points on Net Banking where 1 Reward Point = ₹1 when redeemed against Shoppers Stop vouchers.

Complimentary Shoppers Stop Silver Edge Membership worth ₹350.

1% Fuel surcharge waiver and 1% reward points on non-Shoppers Stop spends.

Shoppers Stop Black HDFC Bank Credit Card

shopping

reward

1st Year Fees

₹ 4500

₹ 1500 Welcome Gift voucher redeemable in Shoppers Stop.

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Shoppers Stop gift voucher worth Rs. 1500, redeemable at the label brand Shoppers Stop. Complimentary Shoppers Stop Black Membership.

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Card Details

Shoppers Stop gift voucher worth Rs. 1500, redeemable at the label brand Shoppers Stop. Complimentary Shoppers Stop Black Membership.

Complimentary Shoppers Stop Black Membership and Shoppers Stop Gift Voucher worth Rs. 1500, redeemable at the label brand Shoppers Stop as a welcome benefit.

7% reward points on every Shoppers Stop purchase and 2% reward points at every non-Shoppers Stop purchase.

1% fuel surcharge waiver on minimum transaction of ₹400 & maximum transaction of ₹5000. Maximum waiver of ₹500 per statement cycle.

Reward Points worth Rs. 2,000 per month for Rs. 50,000 and above on Shoppers Stop on weekends.

16 domestic lounge accesses (4 per quarter) and 8 international lounge accesses (2 per quarter) per calendar year.

Accidental air death cover worth ₹ 3 Crore and emergency overseas hospitalization up to ₹ 50 lakhs.

Credit Liability Cover of up to ₹ 9 Lakh.

IRCTC HDFC Bank Credit Card

travel

reward

1st Year Fees

₹ 500

Renewal fee waived on annual spends of ₹ 1,50,000.

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5 Reward Point for every ₹ 100 spent on IRCTC ticketing website and Rail Connect App (capped at ₹ 1000 per month)

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5 Reward Point for every ₹ 100 spent on IRCTC ticketing website and Rail Connect App (capped at ₹ 1000 per month)

1 Reward Point for every ₹ 100 spent on all other spends*

Additional 5% cashback on train ticket bookings via HDFC Bank SmartBuy

8 complimentary access to select IRCTC Executive Lounges every year (2 per quarter)

1% Transaction charges waiver on transactions done on IRCTC ticketing website and Rail Connect App.(Capped at ₹ 1000 per month)

Gift voucher worth INR 500 every calendar quarter on spends of INR 30,000 or more - starting from 1st Jan'26.

Card issued from 1st Oct'25 onwards: Gift voucher worth INR 500 every calendar quarter on spends of INR 30,000 or more.

Swiggy HDFC Bank Credit Card

food

cashback

1st Year Fees

₹ 500

Renewal fee waived on annual spends of ₹ 2,00,000.

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Complimentary 3 Months Swiggy One Membership and 10% Cash Back on spends across Swiggy App on Food orders, Instamart, Dineout & Genie.

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Complimentary 3 Months Swiggy One Membership and 10% Cash Back on spends across Swiggy App on Food orders, Instamart, Dineout & Genie.

Complimentary 3 Months Swiggy One Membership, on activating your card within first 30 days of card issuance.

10% CashBack on spends across Swiggy App on Food orders, Instamart, Dineout & Genie.

5% Cashback on online spends across multiple apps and websites and 1% Cashback on other categories except for fuel, rent, EMI, wallet, jewellery, and Government related transactions.

Access to Golf courses worldwide with 12 complimentary lessons per year and 4 complimentary rounds of green fees per calendar year.

Discounted golf services at 50% of the green fee beyond complimentary sessions.

HDFC Bank CSC Small Business Moneyback

fuel

food

1st Year Fees

₹ 250

Renewal fee waived on annual spends of ₹ 25,000.

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4 Reward Points on every ₹150 spent online and 2 Reward Points on other expenses (except Fuel)

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4 Reward Points on every ₹150 spent online and 2 Reward Points on other expenses (except Fuel)

1,000 Bonus Reward Points on annual spends of ₹ 90,000.

5% cashback on business essentials like electricity, telephone, and internet bills, Govt and tax payments (capped to ₹ 250 per statement on minimum monthly spends of Rs. 10,000).

Dining privileges with Good Food Trail Program with up to 20% discount on partnering restaurants via Swiggy Dineout.

Fuel benefit: 1% fuel surcharge waiver at all fuel stations across India (on minimum transaction of ₹ 400 & maximum transaction of ₹ 5,000. Maximum waiver of ₹ 250 per statement cycle)

5% cashback on GST and Vendor payments via SmartHub Vyapar and swifti.in with 5% cashback on GST payments (applicable only in the first year from the card issuance).

HDFC Bank Business Moneyback Credit Card

business

1st Year Fees

₹ 500

Renewal fee waived on annual spends of ₹ 50,000.

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2X Reward Points (RP) on every ₹150 spent online* and 2 RP on other retail spends and 2,500 Reward Points on spends of ₹1.8 lakh annually.

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2X Reward Points (RP) on every ₹150 spent online* and 2 RP on other retail spends and 2,500 Reward Points on spends of ₹1.8 lakh annually.

Get 1% fuel surcharge waiver on transactions between ₹400 and ₹5,000 with a maximum waiver of ₹250 per statement cycle.

Dining privileges with Good Food Trail Program with up to 20% discount on partnering restaurants via Swiggy Dineout.

Get upto 1800 Rs cashback for the first 12 months and add two or more bills under SmartPay and get e-voucher worth Rs. 800. (TnC applicable)

YES First Exclusive

domestic-lounge

1st Year Fees

₹ 4000

Renewal fee waived on annual spends of ₹ 3 lacs.

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12 Reward Points for every INR 200 on all categories other than ‘Select categories’.

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12 Reward Points for every INR 200 on all categories other than ‘Select categories’.

8,000 Bonus RPs if renewal fee is charged (Applicable 2nd year onwards.

3 complimentary Domestic Airport Lounge visit in India per calendar quarter for Primary Cardmember.

Annual membership fee Rs.1999.

6 complimentary International lounge access for Primary & Add-on Cardmembers.

2.99%/month Interest on revolving Credit.

Preferential Foreign Currency Markup is 1.75% only.

YES Premia

movie

international-lounge

1st Year Fees

₹ 2000

Renewal fee waived on annual spends of ₹ 2 lacs.

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6 Reward Points for every INR 200 on all categories other than ‘Select categories’.

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Card Details

6 Reward Points for every INR 200 on all categories other than ‘Select categories’.

Avail 25% discount on movie tickets booked on BookMyShow Website or Mobile App.

Enjoy one complimentary Golf Lesson every calendar month at select golf courses in India.

Annual membership fee Rs.999.

12 Rewards Points on spend of each Rs 200.

Enjoy 25% discount on movie ticket bookings at BookMyShow.

3 complimentary International lounge visits per calendar year.

Accelerated reward points on Travel and Dining Spends

YP Edge

travel

dinning

golf-program

1st Year Fees

₹ 1000

Renewal fee waived on annual spends of ₹ 1 lac.

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4 Reward Points for every INR 200 on all categories other than ‘Select categories’

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Card Details

4 Reward Points for every INR 200 on all categories other than ‘Select categories’

Enjoy 4 complimentary rounds of green fees per calendar year at select Golf courses in India.

8 Rewards Points on spend of each ₹ 200

Interest Rate (2.49% for FD - NRI Cards)

Annual Membership fee ₹ 399.

Dedicated Website for Flight/Hotel/Movie Ticket Booking with an Exclusive Catalogue of Products.

Accelerated reward points on Travel and Dining Spends

Preferential Foreign Currency Markup is 2.75%.

YP Rewards Plus

fuel

dinning

travel

1st Year Fees

₹ 500

Renewal fee waived on annual spends of ₹ 50,000.

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4 Reward Points for every INR 200 on all categories other than ‘Select categories’.

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Card Details

4 Reward Points for every INR 200 on all categories other than ‘Select categories’.

Accelerated rewards point on select transactions on YESCART.

8 Rewards Points on spend of each ₹ 200

Interest Rate (2.49% for FD - NRI Cards)

Annual Membership fee ₹ 399.

8 Rewards Points on spend of each ₹ 200.

Fuel surcharge waiver at all fuel stations across India

2X Reward Points on dining and travel spends

Credit Card

Handpicked Offers

HDFC Bank Pixel Play Credit Card

HDFC Bank Millennia Credit Card

HDFC Bank Regalia Gold Credit Card

HDFC Bank Diners Club Black Credit Card

Tata Neu Plus HDFC Bank Credit Card

Tata Neu Infinity HDFC Bank Credit Card

HDFC Bank Freedom Credit Card

HDFC Bank MoneyBack+ Credit Card

HDFC Bank Diners Club Privilege Credit Card

IndianOil HDFC Bank Credit Card

Shoppers Stop HDFC Bank Credit Card

Shoppers Stop Black HDFC Bank Credit Card

IRCTC HDFC Bank Credit Card

Swiggy HDFC Bank Credit Card

HDFC Bank CSC Small Business Moneyback

HDFC Bank Business Moneyback Credit Card

YES First Exclusive

YES Premia

YP Edge

YP Rewards Plus

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